(833) 933-2227
(833) 933-2227

Hospitality & Service Insurance Solutions

Customized insurance and risk management to protect your venues, staff, and guest experiences.

Protecting the Experiences That Bring People Together

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We have customers
worldwide

The hospitality and service industry thrives on creating memorable experiences—but it also faces constant risks, from guest safety and property damage to staffing challenges and operational disruptions. We provide tailored insurance and risk management solutions that keep your business protected, resilient, and prepared for whatever comes your way. With coverage designed around your operations, you can focus on delivering exceptional service while we safeguard what matters most.

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Why Hospitality Businesses Trust RSK Advisors

Hotels, restaurants, and service establishments encounter unique exposures every day. Our advisors understand these challenges and deliver coverage that balances protection, compliance, and operational continuity.

Ensure Safety & Protection

Protect guests, staff, and property

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Lower Liability Exposure

Reduce liability from accidents, food service, or events

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Manage High-Risk Activities

Manage liquor-related and high-traffic risks

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Protect Revenue Streams

Safeguard revenue from business interruptions

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Secure Assets & Systems

Protect equipment, inventory, and digital systems

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Resolve Claims Faster

Navigate claims quickly to minimize downtime

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A horizontal row of four circular portrait crops showing a diverse group of professionals—two women and two men—against various neutral backgrounds.

We have customers
worldwide

Who We Serve

We support a full range of hospitality and service businesses, including:

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Comprehensive Hospitality Coverage Solutions

We provide hotels, resorts, restaurants, event venues, and service businesses with tailored insurance solutions to protect your property, employees, operations, and guests.

Commercial Property

Protect buildings, facilities, and equipment

General Liability

Coverage for bodily injury, property damage, and customer incidents

Business Owners Policy (BOP)

Combined property and liability protection

Commercial Auto & Fleet

Coverage for delivery vehicles, shuttles, and service vehicles

Workers’ Compensation

Employee injury protection and compliance

Professional Liability (E&O)

Protects against errors, omissions, or service-related claims

Directors & Officers (D&O)

Coverage for management and operational decisions

Employment Practices Liability (EPLI)

HR-related claims protection

Cyber Liability

Safeguard guest data, booking systems, and operational networks

Liquor Liability

Coverage for alcohol service-related risks

Equipment Breakdown

Protects essential kitchen, entertainment, or facility equipment

Event Cancellation / Business Interruption

Coverage for unexpected disruptions to operations or events

Captive Insurance Programs

Customized risk management solutions

Risk Management Support Designed for Hospitality

Beyond insurance, we help you proactively reduce risk and strengthen your operational resilience. Our team provides facility and safety assessments, guidance on food service and sanitation, and best practices for alcohol service. We conduct property and fire prevention reviews, offer claims support and incident documentation guidance, provide cybersecurity recommendations, and perform insurance audits to ensure franchise or brand-standard compliance.

A smiling couple stands at a high-end hotel reception desk, interacting with a friendly female receptionist in a dark navy blazer who is holding a pen. The lobby is elegantly decorated with a large chandelier and a piece of artwork on the wall.
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"RSK Advisors guided me through the purchase of my first rental property, easing my concerns and answering all my questions. Their expertise was instrumental as a novice investor."
John J. Foster - Real Estate Buyer
Let’s Protect Your Hospitality Business
From your people to your property and your brand’s reputation, we help you safeguard the heart of your business.
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