Protection built around you.
Customized coverage strategies that protect your business, your people, and your personal assets — designed alongside your tax plan. Independent access to 50+ A-rated carriers.
We don’t sell policies.
We build programs.
Every business and family faces unique risks. We analyze your loss history, industry benchmarks, and market conditions to design protection that actually fits your exposure profile.
Data-driven insights
Loss history, industry benchmarks, and market conditions drive every program we design.
Client advocacy
When a claim occurs we stand beside you — managing the process and negotiating with adjusters.
Proactive reviews
Annual policy audits and market benchmarking keep coverage aligned with your evolving business.
Dedicated account team
A named account manager who knows your business — not a call center.
Independent. Integrated.
Advocacy-first.
Three structural advantages that show up on every renewal, every claim, and every program design.
Independent broker, premium access.
Access to 50+ A-rated carriers means we find the best coverage at the best price — not just what a single company offers.
Integrated with tax & consulting.
Your insurance program is designed alongside your tax and operational strategy — so nothing falls through the cracks.
Claims advocacy when it matters.
We manage the process, negotiate with adjusters, and push for fair, timely resolution — every time.
Protection across every
dimension of risk.
From commercial P&C to personal umbrella, we build coordinated programs for businesses, executives, and families.
Business insurance for Houston companies, built as one program rather than a stack of separate policies. As an independent broker with access to 50+ A-rated carriers, we place and coordinate general liability, commercial property and commercial auto, with umbrella and excess limits on top. Call ahead of renewal, after an acquisition, or when a new contract carries insurance requirements.
- General liability
- Commercial property
- Commercial auto
- Umbrella and excess liability
- Inland marine
Management and professional liability for advisory firms, funds and professional service organizations, and for the directors and officers who lead them. We place D&O, EPLI, E&O and fiduciary liability coverage and review how the policies fit together so there are no gaps between them. Call when you raise capital, add board members, grow headcount, or receive a claim or demand letter.
- Directors and officers (D&O) liability
- Employment practices liability (EPLI)
- Errors and omissions (E&O)
- Fiduciary liability
Related: Private equity & fund managers
Cyber liability insurance for businesses that hold customer data or depend on their systems to operate. As an independent cyber insurance broker, we compare breach response, liability and business interruption terms across carriers so the policy matches how you actually operate. Call before renewal, when a contract requires cyber coverage, or when your systems change.
- Data breach response
- Network security liability
- Privacy liability
- Business interruption from cyber events
Employee benefits for employers that want a plan their people value and a cost they can hold. As your employee benefits broker, we design and place group health insurance and the coverage around it, then review the program at each renewal. Call several months before renewal, or when you plan to offer benefits for the first time.
- Group health, dental and vision
- Life and disability
- Executive and voluntary benefits
- Section 125 plans
High-net-worth insurance for individuals and families whose homes, vehicles and collections have outgrown standard policies. We place homeowners, auto, umbrella and valuable articles coverage as one program, coordinated with your business coverage so the limits work together. Call when you buy a home, acquire significant art or jewelry, add a driver, or your net worth changes.
- Homeowners
- Personal auto
- Personal umbrella liability
- Valuable articles: art, jewelry and collections
- Specialty personal coverage
Related: High-net-worth & family offices
Workers’ compensation programs for Texas employers, designed around your operations and payroll. We place coverage, manage the experience modification rate (EMR) that drives your premium, set up return-to-work programs, and stay involved in claims from first report to close.
- Program design and carrier placement
- Experience mod (EMR) review and management
- Return-to-work programs
- Claims management
Risk management consulting for companies that want to understand their exposures before deciding what to insure. As a commercial risk advisor, we assess operational and contractual risk, build loss control programs, and decide with you which risks to retain and which to transfer. Call ahead of a major contract, an expansion, or a renewal strategy discussion.
- Comprehensive risk assessments
- Loss control programs
- Contract review for insurance and indemnity terms
- Strategic risk transfer planning
Specialty insurance for risks that standard commercial policies exclude or limit, from construction projects to one-off events. We place builder’s risk, environmental liability, liquor liability, event coverage and surety bonds with carriers that write these lines, and coordinate them with your core program. Call when a project, lender, landlord or contract requires coverage your current program doesn’t include.
- Builder’s risk
- Environmental liability
- Liquor liability
- Event coverage
- Surety bonds
Related: Real estate & construction
Insurance claims help for the businesses and families we insure, from first report of a loss to final resolution. We manage the claim process, organize the documentation, negotiate with adjusters, and push for a fair and timely settlement. Call as soon as a loss occurs, or when an open claim has stalled.
- Claim reporting and documentation
- Negotiation with adjusters
- Escalation of delayed or disputed claims
- Support through final settlement
Three phases. One program
that actually works.
Our process moves from discovery to design to placement — each phase documented, each recommendation defensible.
Identify & quantify
Deep operational analysis to surface every exposure — from property and liability to cyber and regulatory risk.
Mitigate & manage
Loss control programs, contractual risk transfer, and operational improvements that reduce risk before insurance is needed.
Transfer & optimize
Strategic insurance placement across top-rated carriers, structured to balance comprehensive coverage with cost efficiency.
Annual review
Benchmarking, market re-quotes, and coverage adjustments as your business evolves.